Policy holders. Persons with insurance cover on the 31st December of the statistical reference year.

Premiums. Sum of all income collected for this concept during the statistical reference year.

Policies. Contracts subscribed to on 31st December of the statistical reference year. They are classified according to the insured group and the insurance cover.

Percentage of the population insured. No of policy holders x 100 /No of inhabitants

Premium per policy holder or average premium. Total premiums/No of policy holders.

Premium per inhabitant. Total premiums /No of inhabitants